In the corporate industry, large factions of employers mostly associate background checks with a potential employee’s criminal record. However, this is far from the truth. He brings a lot more than his criminal record. Helps you understand and test whether all the information provided by the candidate is true to the best of the candidate’s knowledge to prevent any future damage to the integrity of your business.
All the information provided by the candidate is as important as the pieces of a puzzle. Any missing or incorrect pieces can distort the entire image. This is why a full background check before hiring someone is essential for your organization.
Is a full background check legally required?
Yes, it is critical that any company do proper work before hiring their employees to ensure the security of customer data and the integrity of the organization. This is especially true for organizations that handle private and personal information for industries including finance, healthcare, insurance, etc.
However, for any business organization, it is crucial to check whether the facts and figures provided by the candidate are true or not. This means that you know that what shows up in a background check can help the integrity of your business.
Common records that can be accessed with a background check
When you opt for a background check, here are the top things that information can be easily obtained for when hiring a potential candidate:
• Misdemeanor or felony convictions.
• Arrests.
• Judicial files (Sentence, decrees, file, orders, etc.).
• Sexual crimes.
• Warrants.
• Incarceration records.
According to the rules established by the FCRA or Fair Credit Reporting Act, all criminal history information must not contain the records of arrests or civil lawsuits after completing a period of seven years.
Information needed to perform a full-scale background check
To know what shows up in a background check, you need to have basic candidate information, including:
• Full name of the candidate including the first and middle names, as well as the last name.
• Complete and correct date and year of birth.
• Social Security number.
Criminal records cannot be identified by the use of only the Social Security Number. However, it plays an essential role in confirming the validity of other information provided by the candidate.
SSN validation
Using the Social Security Number, employers can confirm whether or not the candidate is eligible to work for their company in the United States. A fake number provided by him can immediately confirm that the candidate has falsified her identity. You can also search the address history and authenticity of the candidate’s name by SSN. SSN validation is an important feature that plays a crucial role in understanding what shows up on a background check.
credit report
By choosing to search for what shows up on a background check, you will most likely have access to the candidate’s credit report. However, you may only do so with the candidate’s written permission. Employers do not have access to credit scores. However, important factors can be easily searched for including:
• Accounts that have been placed for collection.
• Bankruptcy.
• Loan information
Under the regulations set forth in the FCRA, employers can only hear bankruptcies for up to 10 years from the date the candidate was declared bankrupt. The same applies to collection accounts up to a term of 7 years only.
driving records
Employers can also search the candidate’s driving records to find out whether or not he has committed any criminal offenses such as reckless driving, illegal parking, hit and run, etc. While some employers are allowed to search records going back ten years, some are only allowed to check for three years.
In short, any relevant detail that may be required by an organization can be obtained. However, many employers only stick to background checks for criminal irregularities. The requirement for any company may differ with respect to the industry in which the company is based. In general, the background check plays an important role in deciding whether or not to hire a potential candidate to help make a profit for your business.
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