Imagine being involved in a car accident through no fault of your own. You find that your car is destroyed and your whole body is sore. The person who hit you apologizes profusely and says “it was all my fault.” Later that day, he receives a phone call from that person’s insurance company. The phone adjuster asks how she’s feeling and tells her that he’ll “take care of you.” He sees his doctor, who refers him to a chiropractor to take care of his back injuries. You finish your treatment four months later and the bills add up to around $5,000.00. You call the insurance company and send them all your bills. The adjuster calls back and all of a sudden starts telling you that you went to the doctor for too long, the bills are too high, and you didn’t get hurt that much. They offer you $1,000.00 to settle the claim and they don’t give you another penny. The end result of being a victim now means you have to pay money out of pocket to take care of your bills.
To avoid this unfortunate outcome, the victim should always retain a personal injury attorney. Hiring an attorney will level the playing field against the big insurance companies. The goal of an insurance adjuster is to pay you as little money as possible because they work for a business. As such, they will belittle his claim and try to force him to take as little money as possible. Since personal injury lawyers have experience with these companies, they will be able to help you through the process by helping you get the doctors he needs to treat his injuries and the settlement he deserves for having to deal with those injuries. Studies have shown that victims who have attorneys on their side get three to four times higher settlements than victims who represent themselves. Attorneys will also be able to advise you on how to get your car fixed correctly and in a timely manner, get a rental car while your car is being fixed, find doctors who are willing to work with a lien, and only receive payments from settlement proceeds. . The most important thing to remember is that most personal injury attorneys work on a contingency basis, so if you don’t win your case, you won’t have to pay for their services. Also, most lawyers do not require you to pay fees upfront. Hiring an attorney is truly a win-win situation for the victim. Insurance companies only care about your bottom line, so hire a personal injury lawyer and get him the settlement he truly deserves.